In my last blog post I discussed a number of issues related to arriving at retirement without the proper savings to support your lifestyle. In this second part I want to highlight some investment vehicles available to build wealth. Our focus here relates to investments in equity markets and fixed income securities, which is my area of expertise.
Category Archives: encouragement
Financial Friday: I don’t have a pension. Now what?
In the past couple of blog posts, I’ve discussed budgeting and debt management. If you read them and believe you have a good grasp of these topics, then it is time to move on to the third area of focus, which is savings.
Hello, My Name Is ED And I Have a Story for You
Hi ESL Teachers,
My name is ED – English Dictionary – but most language learners call me “Oh, you again”. But I’m pretty sure that I’m one of your favorite things in life. For a while I’ve wanted to have a talk with you about something shocking I recently came across. It’s all about my casual talk with your students about my presence and role in their language learning. And believe me, that talk came out as a big surprise!
Striking a work-life balance during COVID-19
When COVID-19 hit, I spent a lot of time with my students keeping tabs on the latest news and reviewing hand-washing procedures.
Then, we were told to stay home, and my focus shifted to spending time with my family and keeping busy.
I work as an Adult ESL and LINC teacher, and soon enough, I was asked to teach online.
Continue readingProductivity Tips during Quarantine
I’m sure what’s on everyone’s mind is this: When will this whole quarantine situation end? How will things be afterwards? And, will things actually return to normal?
It seems as though an endless period of time has passed during quarantine, and I sometimes have to check or be reminded what day it is. Weekends aren’t as exciting as they used to be because you can’t go anywhere, and worst of all, you can’t visit your loved ones and hug them.
Continue readingKeeping Your Passion for Teaching Alive
Teaching techniques have been expanding and unfolding with ever-evolving paradigms that make the teaching profession demanding, and, at times, it can be difficult to maintain your passion for teaching. Drawing from my own experiences of teaching for the past ten years, I have compiled a list of ways to help you keep the passion in your teaching.
Continue readingAfter Decades in the Field, I Am on the Board!
In 2018, after some 37 years in the TESL field, I joined the TESL Ontario Board. This is the ideal volunteer challenge for me at this point in my life. I am keen to do what I can to contribute to the health of the organization and, most importantly, to the ongoing professionalization of TESL. Throughout the life of a teacher, you gain perspective as your career progresses and at one point you realize that you are ready to pitch in and give some time to the profession at large.
Continue readingSelf-care for teachers: #CdnELTchat September 24, 2019
written by Bonnie Nicholas
As always, during the live chat, participants had a lively discussion responding to the questions posted by our moderator, Augusta Avram. And as always, people who couldn’t participate in the live chat added to the richness of the conversation afterwards through the #slowburn format. Thanks to everyone who participated! A couple of themes emerged from the ongoing conversation: #ELT can be stressful work, and we need to take care of ourselves and support each other. Some ideas that were shared included having an emergency self-care kit, remembering that “no” is a complete sentence, making time and space to debrief, blocking off me time, advocating for ourselves as well as for our students, setting boundaries, and remembering the importance of exercise and physical health.
Read moreThe Top Five Ways to Support ESL Learners
Do you feel uncomfortable when you visit a new place? I imagine how our students feel when they arrive to Canada. Not only are they here to learn English, but they’re also here to adapt to an unfamiliar culture.
Speaking from experience as a current ESL teacher and a former ESL learner, I thought I’d compile a short list of the top five ways that teachers can support their learners in their transition to help them adjust and become confident and effective learners.
Continue readingPositive Reinforcement in the College Classroom
Why is it important for our higher education learners to receive positive reinforcement? Do adult learners have this need? In what ways can instructors provide their adult learners with positive reinforcement?
Sharp (2011) lays it down beautifully, explaining that as we grow up we receive incentives, prices, stickers, and encouragement for the most mundane actions such as making our beds. However, as we grow and become more self-motivated, the amount of positive reinforcement declines exponentially by the time we pursue higher education.
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