If you do not have a permanent, year-round teaching contract in Ontario, I am sure that you have considered alternative careers or income streams from time to time. We all have our own reasons for our professional situations whether they are extrinsic or intrinsic. As I see it, there are five paths forward for short-term, contract ESL instructors in our sector:Continue reading
I have always believed that the best tax planning strategy is to keep in your wallet as much of your hard-earned money as possible. I have come across a number of tax deductions that are often overlooked or unknown to many. I’d like to share six of the most common with you.
In my last blog post I discussed a number of issues related to arriving at retirement without the proper savings to support your lifestyle. In this second part I want to highlight some investment vehicles available to build wealth. Our focus here relates to investments in equity markets and fixed income securities, which is my area of expertise.
In the past couple of blog posts, I’ve discussed budgeting and debt management. If you read them and believe you have a good grasp of these topics, then it is time to move on to the third area of focus, which is savings.
Ever feel like your paycheck disappears too quickly? Your pay or balance in your chequing account gets eaten up by bills and expenses, leaving no room for enjoyment. Maybe you decide to borrow money to purchase an item, or go on vacation, to only add to the debt you have. Sometimes we do this, and don’t even pay attention to the consequences.
The goal of this blog is to share some money tips which will help you, as an educator, to stay on track financially.Continue reading